Tuesday, August 20, 2024

Looking For Funding For Your Company? Why Debt Could Be a Smarter Option Than Equity

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Venture capital isn’t the only choice when it comes to financing. When used wisely, debt can be a powerful tool for growth. In his new book, All Money Is Not Created Equal: How Entrepreneurs Can Crack the Code to Getting the Right Funding for Their Startup, (Wiley, July 20, 2023), Runway Growth Capital founder David Spreng provides practical advice and shares examples of how debt can be a powerful tool for growth. The following is an edited excerpt.

Venture capital is often seen as the Holy Grail for founders with a big idea, as it’s the primary form of financing early in a company’s lifecycle. However, like all financing, venture capital comes at a price…..Story continues

Source: Looking for Funding for Your Company? Why Debt Could Be a Smarter Option Than Equity | Inc.com

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Critics:

VCs make money in two ways. Venture capitalists make money in two ways. The first is a management fee for managing the firm’s capital. The second is carried interest on the fund’s return on investment, generally referred to as the “carry.” Venture capital provides finance and operational expertise for entrepreneurs and start-up companies, typically, although not exclusively, in technology-based sectors such as ICT, life sciences or fintech.

Venture capital provides finance and operational expertise for entrepreneurs and start-up companies, typically, although not exclusively, in technology-based sectors such as ICT, life sciences or fintech. (VC) is a key engine for growth in the U.S. economy. It has financed juggernauts such as Hewlett-Packard, Microsoft, and Apple, helping to make the U.S. the world’s most dynamic economy.

Venture capital firms finance young, private companies that they judge will grow, in exchange for an equity stake in the company. The key difference between venture capital and venture debt is that venture capital is an equity investment made by a VC firm into a startup, whereas venture debt is a loan taken up by the startup to be repaid with interest during the loan tenure. 

Annual salary and bonuses differ broadly in this field depending on the size of the VC firm and its specialization. In general, VC associates can expect an annual salary of $60,000 to $133,000. Base salaries range from $93,740 to $300,000, and bonuses from $0 to $225,000. Principals also receive an average carry of 16%. General Partner: General Partners have an average base salary of $154,667, with bonuses averaging $8,333.

First launched in Japan, Dragons’ Den is now an international brand with versions airing in countries across the globe. Entrepreneurs pitch for investment in the Den from our Dragons, five venture capitalists willing to invest their own money in exchange for equity.VC firms often have an extensive network of contacts in the business world, which can help to raise a company’s profile and attract potential partners, customers, and employees.

No repayment required: Unlike loans, venture capital investments do not require repayment. Although the venture capitalist may receive some return through dividends, their primary return on investment comes from capital gain when they eventually sell their shares in the company, typically three to seven years after the investment.

The investors get 70% to 80% of the gains; the venture capitalists get the remaining 20% to 30%. The amount of money any partner receives beyond salary is a function of the total growth of the portfolio’s value and the amount of money managed per partner. (See the exhibit “Pay for Performance.”)

Venture capital (VC) is generally used to support startups and other businesses with the potential for substantial and rapid growth. VC firms raise money from limited partners (LPs) to invest in promising startups or even larger venture funds. Venture capital (VC) is a form of private equity and a type of financing for startup companies and small businesses with long-term growth potential.

Venture capital generally comes from investors, investment banks, and financial institutions. Venture capital can also be provided as technical or managerial expertise. Is there a specific timeline for repayment? Venture capital is not paid back the way you’d pay back a mortgage or a car loan. The investors in a startup are paid back when the company is sold, or, more rarely, goes public with an IPO.

Jobs in Venture Capital are notoriously hard to land. They don’t come by often, and they are seldom advertised—except in large VC firms, mainly for entry-level positions. Aspiring VCs often don’t understand Venture Capital well enough to apply at the right type of firm or one that is interested in their skillset. You might only be in the office for 50-60 hours per week, but you still do a lot of work outside the office, so venture capital is far from a 9-5 job.

This work outside the office may be more fun than the nonsense you put up with in IB, but it means you’re “always on” – so you better love startups. “Typically, senior VC partners have between 15% and 25% of the carry of the fund they manage.” “Not all funds will generate solid returns,” caveats Hejka of OTB Ventures. “If a fund does not achieve its hurdle rate, the partners will not earn any carry.” Here’s an example of how carry works.

In order to start a VC Firm you need a track record. If you haven’t already made some good investments — it’s going to be tough to start your own fund. Go work at a fund first and make some good investments there. It’s very difficult to break into venture capital directly out of undergrad, and even if you have the background for it – i.e., you went to Stanford or Berkeley, majored in CS, and completed multiple startup and finance internships – it’s not necessarily a great idea to do it.

Venture capital (VC) investors may decide to sell their investment and exit a company. Alternatively, the company’s management can buy the investor out (known as a ‘repurchase’). Other exit strategies for investors include: sale of equity to another investor – secondary purchase. Private equity investors tend to invest in older, more established companies that have the potential to increase profitability with the help of investors.

On the other hand, venture capitalists tend to invest in young, growing startups with unproven, yet promising, value. Venture capital invests in startups to accelerate their growth and generate high returns for investors. Hedge funds invest in a variety of investments, ranging from stocks, bonds, commodities, and others using complex structures, leverage, and more to boost returns.

Venture capital (VC) is a subset of private equity, focused on investing in startups and early-stage companies with high growth potential in exchange for equity. Venture capital firms or funds assess the risk and potential of these companies, aiming for a return through equity gains as the companies grow.

Venture Capital Fundraising Rebounds In Q1 As Mega-Rounds Dominate Scrip Pharma Intelligence 01:11 

Firms sensitise African tech leaders on venture capital Nigerian Guardian 06:41 Fri, 12 Apr 
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